SWP Calculator
How long a corpus may last when you withdraw a fixed amount every month.
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Enter your numbers
₹
Between ₹50,000 and ₹500,000,000
Value adjusted to the allowed range.
₹
Between ₹500 and ₹5,000,000
Value adjusted to the allowed range.
%
Between 1 % and 30 %
Value adjusted to the allowed range.
Yr
Between 1 Yr and 40 Yr
Value adjusted to the allowed range.
How this is calculated
Every month the balance grows and the withdrawal is then taken out:
Balance = Balance × (1 + i) − Withdrawal, with i = annual rate ÷ 12 ÷ 100.
The calculator repeats this for each month of the period and also reports the month in which the balance would run out, if it does.
What it assumes
- Withdrawals are taken at the end of each month and stay the same throughout. They are not increased for inflation.
- A constant rate of return is assumed, which real markets do not deliver. A fall early in the period shortens how long the money lasts.
- Exit load, capital gains tax and expenses are not deducted. Each SWP instalment is a redemption and may be taxable.
This calculator is an illustration based only on the figures you enter.
It is not a projection, promise or guarantee of returns, and it is not a recommendation to buy any product.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Other Calculators
Put numbers to another goal.
SIP CalculatorSee what a monthly SIP could grow to at an assumed rate of return.
Lumpsum CalculatorFuture value of a one-time investment over your chosen period.
Step-Up SIP CalculatorIncrease your SIP every year and see the difference it makes.
Goal SIP CalculatorWork out the monthly amount needed to reach a target value.
Not Sure Which Number to Use?
Tell us what you are working towards and we will walk you through the options and the paperwork. Call or WhatsApp us between 10 AM and 8 PM.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
