Privacy Policy

Last updated: 20 October 2026

This Privacy Policy explains how Sanjeev Wealth ("we", "us", "our"), the business of Sanjeev Bhardwaj, AMFI Registered Mutual Fund Distributor (ARN-126915), collects, uses, stores and protects personal information when you visit this website or use our services. We handle personal data in line with applicable Indian laws, including the Information Technology Act, 2000 and the Digital Personal Data Protection Act, 2023, to the extent applicable.

Information We Collect

• Identity and contact details: name, mobile number, email address, postal address, date of birth.
• KYC and regulatory information: PAN, Aadhaar (masked where possible), photographs, FATCA and CRS declarations, bank account details, nominee details and other information required by SEBI, AMFI, AMCs, KRAs, insurers or other regulators.
• Transaction information: details of investments, SIPs, redemptions, policies and premiums processed through us.
• Website usage data: IP address, browser type, pages visited and similar technical data collected through cookies or analytics tools. Enquiry forms also record the page you wrote from, so we can answer in context.

How We Use Your Information

• To complete KYC and process mutual fund and insurance transactions you request.
• To respond to enquiries and provide servicing support such as statements, updates and renewals.
• To comply with legal and regulatory obligations, including anti-money laundering requirements.
• To send transaction confirmations, service messages and, with your consent, information about products and services.
• To improve our website and services.

Sharing of Information

We share your information only as required to provide our services or comply with law, including with Asset Management Companies, Registrar and Transfer Agents (such as CAMS and KFintech), KYC Registration Agencies, insurers, transaction platforms, banks and payment gateways, and regulators or government authorities when legally required. We do not sell or rent your personal information to anyone.

Data Security

We take reasonable physical, electronic and procedural measures to protect your information from unauthorised access, alteration or disclosure. Enquiries submitted through this website are stored in a password-protected administration area accessible only to us. However, no method of transmission over the internet or electronic storage is completely secure.

Data Retention

We retain information for as long as necessary to provide services and to meet record-keeping periods required under applicable laws and regulations.

Your Rights

You may request access to, correction of, or updates to your personal information, and you may withdraw consent for promotional communication at any time, subject to legal and regulatory requirements. To make a request, contact us using the details below.

Cookies

Our website uses a session cookie to remember that you have seen the disclaimer notice and to keep enquiry forms secure. You can disable cookies in your browser settings, though some features may not work as intended.

Third-Party Links

Our website contains links to external websites such as regulators, AMCs and our client login and analytics portals. Their privacy practices are governed by their own policies.

Changes to This Policy

We may update this policy from time to time. The latest version will always be available on this page.

Contact

Sanjeev Bhardwaj, Sanjeev Wealth
Flat No. LIG 203, Block B1, 2nd Floor, Pradhan Mantri Awas Parisar, 12 No. Bus Stop, Arera Colony, Bhopal, Madhya Pradesh 462016
Phone: +91 73543 16267 | Email: mahisanjeev9@gmail.com