/* ==========================================================
   Sanjeev Wealth — main stylesheet
   Palette taken from the logo: leaf green, chart blue, ink
   ========================================================== */
:root{
  --ink:#1E2B36;
  --ink-2:#44525E;
  --ink-3:#6B7884;
  --blue:#2477B9;
  --blue-d:#1A5D93;
  --green:#A6CE3A;
  --green-d:#6E9215;
  --mist:#EEF4F9;
  --leaf:#F3F8E6;
  --line:#DCE5EE;
  --white:#FFFFFF;
  --ok:#2E7D32;
  --err:#C0392B;
  --shadow:0 24px 48px -28px rgba(26,93,147,.55);
  --shadow-s:0 12px 28px -18px rgba(30,43,54,.45);
  --ring:conic-gradient(from -95deg,var(--green) 0 168deg,transparent 168deg 192deg,var(--blue) 192deg 344deg,transparent 344deg);
  --f-head:'Bricolage Grotesque',system-ui,sans-serif;
  --f-body:'Figtree',system-ui,sans-serif;

  /* market ticker */
  --tk-bg:#16212B;
  --tk-text:#DDE5EF;
  --tk-accent:#2477B9;
  --tk-up:#A6CE3A;
  --tk-down:#E8695C;
  --tk-speed:5s;
  --tk-height:34px;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--f-body);color:var(--ink-2);background:#fff;line-height:1.7;font-size:16px;-webkit-font-smoothing:antialiased;overflow-x:hidden}
body.lock{overflow:hidden}
img{max-width:100%;display:block}
a{color:var(--blue);text-decoration:none;transition:color .2s}
button{font-family:inherit}
h1,h2,h3,h4{font-family:var(--f-head);color:var(--ink);line-height:1.15;letter-spacing:-.015em;font-weight:700}
h3{font-size:1.22rem;font-weight:650}
p+p{margin-top:14px}
:focus-visible{outline:3px solid var(--green);outline-offset:3px;border-radius:6px}
.wrap{width:85%;margin-inline:auto}
@media (max-width:576px){.wrap{width:90%}}
.ph{background:linear-gradient(135deg,#dfeaf4,#eef5dc)}

/* ---------- Market ticker ---------- */
.ticker{background:var(--tk-bg);color:var(--tk-text);font-size:.82rem;height:var(--tk-height);display:flex;align-items:center;overflow:hidden;white-space:nowrap}
.ticker-label{flex:0 0 auto;background:var(--tk-accent);color:#fff;font-weight:600;padding:0 14px;height:100%;display:flex;align-items:center;gap:7px;position:relative;z-index:2}
.ticker-label i{font-size:11px}
.ticker-track{display:flex;min-width:0;animation:tk-scroll var(--tk-speed) linear infinite}
.ticker:hover .ticker-track{animation-play-state:paused}
.ticker-item{padding:0 22px;display:inline-flex;gap:8px;border-right:1px solid rgba(255,255,255,.12)}
.ticker-item b{color:#fff;font-weight:600}
.ticker .up{color:var(--tk-up)}
.ticker .dn{color:var(--tk-down)}
.ticker-time{flex:0 0 auto;margin-left:auto;padding:0 14px;color:#8fa0b5;font-size:.74rem;white-space:nowrap;background:var(--tk-bg);position:relative;z-index:2;box-shadow:-14px 0 14px var(--tk-bg)}
@keyframes tk-scroll{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@media (max-width:900px){
  .ticker{height:30px;font-size:.74rem}
  .ticker-label{padding:0 10px}
  .ticker-time{display:none}
}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:14px 26px;border-radius:999px;font-weight:700;font-size:15px;border:2px solid transparent;cursor:pointer;transition:background .25s,color .25s,border-color .25s,transform .25s;white-space:nowrap;line-height:1.2}
.btn:hover{transform:translateY(-2px)}
.btn--blue{background:var(--blue);color:#fff}
.btn--blue:hover{background:var(--blue-d);color:#fff}
.btn--green{background:var(--green);color:var(--ink)}
.btn--green:hover{background:#95bd2c;color:var(--ink)}
.btn--line{border-color:var(--ink);color:var(--ink);background:transparent}
.btn--line:hover{background:var(--ink);color:#fff}
.btn--white{background:#fff;color:var(--ink)}
.btn--white:hover{background:var(--green);color:var(--ink)}
.btn--ghost{border-color:rgba(255,255,255,.55);color:#fff}
.btn--ghost:hover{background:#fff;color:var(--ink)}
.btn--sm{padding:10px 18px;font-size:14px}
.btns{display:flex;gap:12px;flex-wrap:wrap}
.link-more{display:inline-flex;align-items:center;gap:8px;font-weight:700;color:var(--blue);font-size:15px}
.link-more i{font-size:12px;transition:transform .25s}
.link-more:hover i{transform:translateX(4px)}

/* ---------- Topbar ---------- */
.topbar{background:var(--ink);color:#cfdbe6;font-size:13.5px}
.topbar__in{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:9px 0}
.topbar a{color:#e7eef5;display:inline-flex;gap:8px;align-items:center;white-space:nowrap}
.topbar a:hover{color:var(--green)}
.topbar__contact{display:flex;gap:26px}
.topbar i{color:var(--green);font-size:12px}
.topbar__reg{white-space:nowrap}
.topbar__reg b{color:#fff;font-weight:700}
.topbar__reg .sep{margin:0 10px;opacity:.5}
@media (max-width:860px){
  .topbar__reg{display:none}
  .topbar__in{justify-content:center;padding:7px 0}
  .topbar{font-size:12px}
  .topbar__contact{gap:16px}
}
@media (max-width:380px){.topbar{font-size:10.8px}.topbar__contact{gap:10px}.topbar i{font-size:10px}.topbar a{gap:5px}}

/* ---------- Header ---------- */
.site-header{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.97);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);border-bottom:1px solid var(--line);transition:box-shadow .3s}
.site-header.scrolled{box-shadow:0 14px 30px -24px rgba(30,43,54,.55)}
.header__in{display:flex;align-items:center;justify-content:space-between;height:90px;gap:20px}
.logo img{height:60px;width:auto}
.nav{display:flex;align-items:center;gap:2px;list-style:none}
.nav>li{position:relative}
.nav>li>a{display:flex;align-items:center;gap:7px;padding:10px 15px;color:var(--ink);font-weight:600;font-size:15.5px;border-radius:999px;white-space:nowrap}
.nav>li>a:hover,.nav>li.active>a{color:var(--blue-d);background:var(--mist)}
.nav .fa-chevron-down{font-size:10px;transition:transform .25s}
.nav>li:hover .fa-chevron-down{transform:rotate(180deg)}
.drop{position:absolute;top:calc(100% + 12px);left:0;min-width:272px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:10px;box-shadow:var(--shadow);opacity:0;visibility:hidden;transform:translateY(8px);transition:opacity .22s,transform .22s,visibility .22s;list-style:none;z-index:5}
.drop::before{content:"";position:absolute;left:0;right:0;top:-14px;height:14px}
.nav>li:hover>.drop,.nav>li:focus-within>.drop{opacity:1;visibility:visible;transform:none}
.drop a{display:flex;align-items:center;gap:10px;padding:9px 14px;border-radius:11px;color:var(--ink-2);font-size:14.5px;font-weight:500;white-space:nowrap}
.drop a i{width:18px;color:var(--blue);font-size:13px}
.drop a:hover{background:var(--mist);color:var(--blue-d)}
.cta-wrap{position:relative}
.cta-btn{background:var(--blue);color:#fff;border:0;padding:13px 22px;border-radius:999px;font-weight:700;font-size:15px;display:flex;align-items:center;gap:10px;cursor:pointer;transition:background .25s}
.cta-btn:hover,.cta-wrap.open .cta-btn{background:var(--blue-d)}
.cta-btn .fa-chevron-down{font-size:10px;transition:transform .25s}
.cta-wrap.open .cta-btn .fa-chevron-down{transform:rotate(180deg)}
.cta-menu{position:absolute;right:0;top:calc(100% + 12px);width:250px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:10px;box-shadow:var(--shadow);opacity:0;visibility:hidden;transform:translateY(8px);transition:.22s;z-index:5}
.cta-wrap.open .cta-menu{opacity:1;visibility:visible;transform:none}
.cta-menu a{display:flex;gap:12px;align-items:center;padding:10px 12px;border-radius:12px;color:var(--ink)}
.cta-menu a:hover{background:var(--mist)}
.cta-menu a i{width:38px;height:38px;border-radius:50%;display:grid;place-items:center;background:var(--leaf);color:var(--green-d);flex:none}
.cta-menu b{display:block;font-size:14.5px}
.cta-menu small{color:var(--ink-3);font-size:12.5px}
.burger{display:none;width:46px;height:46px;border-radius:14px;border:1px solid var(--line);background:#fff;cursor:pointer;flex-direction:column;justify-content:center;align-items:center;gap:5px}
.burger span{width:20px;height:2px;background:var(--ink);border-radius:2px}
.burger span:nth-child(2){width:14px;align-self:center;transform:translateX(3px)}
@media (max-width:1220px){.nav>li>a{padding:10px 11px;font-size:15px}.logo img{height:52px}}
@media (max-width:1100px){.nav,.cta-wrap{display:none}.burger{display:flex}}
@media (max-width:576px){.header__in{height:72px}.logo img{height:44px}}

/* ---------- Mobile nav ---------- */
.mnav{position:fixed;inset:0;z-index:3000;visibility:hidden}
.mnav.open{visibility:visible}
.mnav__overlay{position:absolute;inset:0;background:rgba(30,43,54,.6);opacity:0;transition:opacity .3s}
.mnav.open .mnav__overlay{opacity:1}
.mnav__panel{position:absolute;top:0;right:0;height:100%;width:min(86vw,360px);background:#fff;transform:translateX(100%);transition:transform .35s ease;display:flex;flex-direction:column;overflow-y:auto;-webkit-overflow-scrolling:touch}
.mnav.open .mnav__panel{transform:none}
.mnav__head{display:flex;justify-content:space-between;align-items:center;padding:12px 16px;border-bottom:1px solid var(--line);position:sticky;top:0;background:#fff;z-index:2}
.mnav__head img{height:38px;width:auto}
.mnav__close{width:40px;height:40px;border-radius:12px;border:1px solid var(--line);background:#fff;color:var(--ink);font-size:18px;cursor:pointer}
.mnav__list{list-style:none;padding:4px 16px}
.mnav__list>li{border-bottom:1px solid var(--line)}
.mnav__list a,.mnav__toggle{line-height:1.4;display:flex;justify-content:space-between;align-items:center;width:100%;padding:10px 2px;font-size:14px;font-weight:600;color:var(--ink);background:none;border:0;cursor:pointer;text-align:left}
.mnav__list li.active>a{color:var(--blue)}
.mnav__toggle i{font-size:11px;transition:transform .25s}
.mnav__list li.open>.mnav__toggle i{transform:rotate(180deg)}
.mnav__sub{list-style:none;max-height:0;overflow:hidden;transition:max-height .35s ease}
.mnav__list li.open>.mnav__sub{max-height:620px}
.mnav__sub a{font-size:13px;font-weight:500;padding:6px 12px;color:var(--ink-2);justify-content:flex-start}
.mnav__sub li:last-child a{padding-bottom:12px}
.mnav__cta{padding:16px;display:grid;gap:10px}
.mnav__cta .btn{padding:12px 18px;font-size:14px}
.mnav__info{margin-top:auto;padding:14px 16px 20px;font-size:12.5px;color:var(--ink-3);border-top:1px solid var(--line)}

/* ---------- Section heads ---------- */
.sec{padding:100px 0}
.sec--mist{background:var(--mist)}
.sec--leaf{background:var(--leaf)}
.sec--tight{padding:72px 0}
.sec-head{max-width:760px;margin-bottom:50px}
.sec-head.center{margin-inline:auto;text-align:center}
.sec-head h2{font-size:clamp(1.55rem,2.5vw,2.4rem);margin-bottom:14px;display:flex;align-items:center;gap:14px}
.sec-head.center h2{justify-content:center}
.sec-head p{font-size:1.06rem}
.ring-mark::before,.sec-head h2::before{content:"";width:24px;height:24px;flex:none;border-radius:50%;background:var(--ring);-webkit-mask:radial-gradient(farthest-side,transparent calc(100% - 6px),#000 calc(100% - 5px));mask:radial-gradient(farthest-side,transparent calc(100% - 6px),#000 calc(100% - 5px))}
.sec-head--split{display:flex;justify-content:space-between;align-items:flex-end;gap:30px;max-width:none}
.sec-head--split>div{max-width:680px}
@media (min-width:992px){.sec-head h2,.page-hero h1,.one-line{white-space:nowrap}}
@media (max-width:768px){.sec{padding:72px 0}.sec-head{margin-bottom:36px}.sec-head--split{flex-direction:column;align-items:flex-start}}

/* ---------- Hero slider ---------- */
.hero{background:var(--mist);position:relative;overflow:hidden;padding:70px 0 130px}
.hero::before{content:"";position:absolute;width:760px;aspect-ratio:1;border-radius:50%;border:1px solid rgba(36,119,185,.14);left:-320px;top:-360px}
.hero::after{content:"";position:absolute;width:520px;aspect-ratio:1;border-radius:50%;border:1px solid rgba(166,206,58,.35);right:-240px;bottom:-300px}
.hero__grid{display:grid;grid-template-columns:1.2fr .8fr;gap:56px;align-items:center;position:relative;z-index:1}
.hero__slides{display:grid}
.hero__slide{grid-area:1/1;opacity:0;visibility:hidden;transform:translateY(16px);transition:opacity .7s,transform .7s,visibility .7s}
.hero__slide.is-active{opacity:1;visibility:visible;transform:none}
.hero__tag{display:inline-flex;gap:9px;align-items:center;background:#fff;border:1px solid var(--line);padding:7px 16px;border-radius:999px;font-size:13.5px;font-weight:600;color:var(--blue-d);margin-bottom:24px}
.hero__tag i{color:var(--green-d)}
.hero h1,.hero h2.hero__title{font-size:clamp(1.9rem,3.2vw,3.3rem);margin-bottom:20px;letter-spacing:-.025em;font-weight:750}
.hero p{font-size:1.12rem;max-width:560px;margin-bottom:32px}
.hero__ctrl{display:flex;gap:10px;margin-top:44px;align-items:center}
.hero__dot{width:30px;height:6px;border-radius:9px;background:#c3d4e4;border:0;cursor:pointer;transition:width .35s,background .35s}
.hero__dot.is-active{background:var(--blue);width:58px}
.hero__arrows{margin-left:18px;display:flex;gap:8px}
.hero__arrows button{width:44px;height:44px;border-radius:50%;border:1px solid #c3d4e4;background:#fff;color:var(--ink);cursor:pointer;transition:.25s}
.hero__arrows button:hover{background:var(--ink);color:#fff;border-color:var(--ink)}
.hero__visual{position:relative;justify-self:center;width:min(100%,520px);aspect-ratio:1}
.ring{position:absolute;inset:0;border-radius:50%}
.ring::before{content:"";position:absolute;inset:0;border-radius:50%;background:var(--ring);-webkit-mask:radial-gradient(farthest-side,transparent calc(100% - 24px),#000 calc(100% - 23px));mask:radial-gradient(farthest-side,transparent calc(100% - 24px),#000 calc(100% - 23px))}
.ring__img{position:absolute;inset:40px;border-radius:50%;overflow:hidden}
.ring__img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:0;transform:scale(1.02);transition:opacity 1s ease,transform 7s ease}
.ring__img img.is-active{opacity:1;transform:scale(1.09)}
.chip{position:absolute;background:#fff;border-radius:18px;padding:12px 18px 12px 12px;box-shadow:var(--shadow);display:flex;gap:12px;align-items:center;font-size:13px;line-height:1.35;z-index:2}
.chip strong{display:block;font-family:var(--f-head);color:var(--ink);font-size:1.02rem}
.chip i{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:var(--leaf);color:var(--green-d);font-size:16px;flex:none}
.chip--a{left:-4%;bottom:12%}
.chip--b{right:-3%;top:9%}
.chip--b i{background:var(--mist);color:var(--blue)}
@media (min-width:1200px){.hero h1,.hero h2.hero__title{white-space:nowrap}}
@media (max-width:991px){
  .hero{padding:36px 0 110px}
  .hero__grid{grid-template-columns:1fr;gap:34px}
  .hero__visual{order:-1;width:min(84%,400px)}
  .hero__copy{text-align:center}
  .hero p{margin-inline:auto}
  .hero .btns,.hero__ctrl{justify-content:center}
  .hero__ctrl{margin-top:30px}
  .ring__img{inset:28px}
  .ring::before{-webkit-mask:radial-gradient(farthest-side,transparent calc(100% - 16px),#000 calc(100% - 15px));mask:radial-gradient(farthest-side,transparent calc(100% - 16px),#000 calc(100% - 15px))}
}
@media (max-width:576px){
  .chip{padding:8px 12px 8px 8px;font-size:11px;border-radius:14px}
  .chip strong{font-size:.9rem}
  .chip i{width:32px;height:32px;font-size:13px}
  .chip--a{left:-8%}.chip--b{right:-8%}
  .hero p{font-size:1rem}
  .hero__arrows{display:none}
}

/* ---------- Stats band ---------- */
.stats{margin-top:-70px;position:relative;z-index:2}
.stats__grid{background:#fff;border-radius:26px;box-shadow:var(--shadow);display:grid;grid-template-columns:repeat(4,1fr)}
.stat{padding:30px 28px;display:flex;gap:16px;align-items:center}
.stat+.stat{border-left:1px solid var(--line)}
.stat i{width:52px;height:52px;border-radius:50%;display:grid;place-items:center;background:var(--mist);color:var(--blue);font-size:20px;flex:none}
.stat:nth-child(even) i{background:var(--leaf);color:var(--green-d)}
.stat strong{display:block;font-family:var(--f-head);font-size:1.5rem;color:var(--ink);line-height:1.1;white-space:nowrap}
.stat span{font-size:14px;color:var(--ink-3);line-height:1.35;display:block;margin-top:4px}
@media (max-width:1320px) and (min-width:992px){.stat{padding:24px 18px;gap:12px}.stat strong{font-size:1.2rem}.stat i{width:44px;height:44px;font-size:17px}}
@media (max-width:991px){.stats__grid{grid-template-columns:repeat(2,1fr)}.stat:nth-child(3){border-left:0}.stat:nth-child(n+3){border-top:1px solid var(--line)}}
@media (max-width:480px){.stat{padding:20px 16px;gap:10px;flex-direction:column;align-items:flex-start}.stat strong{font-size:1.2rem}.stat i{width:42px;height:42px;font-size:16px}}

/* ---------- Split sections ---------- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:stretch}
.split__media{position:relative;min-height:460px;border-radius:30px 30px 30px 190px}
.split__media>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;border-radius:30px 30px 30px 190px}
.split--flip .split__media,.split--flip .split__media>img{border-radius:30px 190px 30px 30px}
.split__media .arc{position:absolute;width:150px;aspect-ratio:1;right:-26px;bottom:-26px;border-radius:50%;background:var(--ring);-webkit-mask:radial-gradient(farthest-side,transparent calc(100% - 12px),#000 calc(100% - 11px));mask:radial-gradient(farthest-side,transparent calc(100% - 12px),#000 calc(100% - 11px));z-index:1}
.split--flip .split__media .arc{right:auto;left:-26px}
.split__media .inset{position:absolute;width:42%;aspect-ratio:1;border-radius:50%;object-fit:cover;border:8px solid #fff;left:-40px;bottom:30px;box-shadow:var(--shadow);z-index:2}
.split__media .badge{position:absolute;right:26px;top:26px;background:#fff;border-radius:20px;padding:16px 20px;box-shadow:var(--shadow);z-index:2;max-width:210px}
.split__media .badge strong{display:block;font-family:var(--f-head);font-size:2rem;color:var(--blue);line-height:1}
.split__media .badge span{font-size:13.5px;color:var(--ink-2);line-height:1.35;display:block;margin-top:6px}
.split__content{align-self:center;padding:10px 0}
.split__content h2{font-size:clamp(1.55rem,2.5vw,2.4rem);margin-bottom:18px;display:flex;align-items:center;gap:14px}
.split__content h2::before{content:"";width:24px;height:24px;flex:none;border-radius:50%;background:var(--ring);-webkit-mask:radial-gradient(farthest-side,transparent calc(100% - 6px),#000 calc(100% - 5px));mask:radial-gradient(farthest-side,transparent calc(100% - 6px),#000 calc(100% - 5px))}
.split__content .btns{margin-top:30px}
@media (min-width:992px){.split__content h2{white-space:nowrap}}
@media (max-width:991px){
  .split{grid-template-columns:1fr;gap:40px}
  .split__media{order:-1;min-height:340px}
  .split__media .inset{left:14px;bottom:-24px;width:34%;border-width:6px}
  .split__media .arc{width:100px;right:-10px;bottom:-14px}
  .split--flip .split__media .arc{left:-10px}
}
@media (max-width:576px){
  .split__media{min-height:280px;border-radius:22px 22px 22px 110px}
  .split__media>img{border-radius:22px 22px 22px 110px}
  .split--flip .split__media,.split--flip .split__media>img{border-radius:22px 110px 22px 22px}
  .split__media .badge{right:14px;top:14px;padding:12px 14px}
  .split__media .badge strong{font-size:1.5rem}
}

/* ---------- Lists ---------- */
.checks{list-style:none;display:grid;gap:13px;margin:24px 0 0}
.checks li{position:relative;padding-left:36px}
.checks li::before{content:"\f00c";font-family:"Font Awesome 6 Free";font-weight:900;position:absolute;left:0;top:3px;width:23px;height:23px;border-radius:50%;background:var(--leaf);color:var(--green-d);font-size:11px;display:grid;place-items:center}
.checks--2{grid-template-columns:1fr 1fr;gap:13px 24px}
@media (max-width:576px){.checks--2{grid-template-columns:1fr}}
.warn-list{list-style:none;display:grid;gap:12px;margin-top:20px}
.warn-list li{position:relative;padding-left:34px}
.warn-list li::before{content:"\f05a";font-family:"Font Awesome 6 Free";font-weight:900;position:absolute;left:0;top:1px;color:var(--blue);font-size:18px}

/* ---------- Grids ---------- */
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
@media (max-width:1100px){.grid-4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:991px){.grid-3{grid-template-columns:repeat(2,1fr);gap:24px}}
@media (max-width:760px){.grid-2{grid-template-columns:1fr}}
@media (max-width:640px){.grid-3,.grid-4{grid-template-columns:1fr}}

/* ---------- Service cards ---------- */
.svc{background:#fff;border-radius:26px;border:1px solid var(--line);display:flex;flex-direction:column;transition:transform .3s,box-shadow .3s;position:relative}
.svc:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.svc__img{margin:10px 10px 0;border-radius:20px 20px 20px 120px;overflow:hidden;aspect-ratio:16/11;position:relative;display:block}
.svc__img img{width:100%;height:100%;object-fit:cover;transition:transform .8s}
.svc:hover .svc__img img{transform:scale(1.06)}
.svc__body{padding:26px 28px 28px;display:flex;flex-direction:column;flex:1;position:relative}
.svc__icon{position:absolute;right:26px;top:0;transform:translateY(-50%);width:58px;height:58px;border-radius:50%;background:var(--green);color:var(--ink);display:grid;place-items:center;font-size:21px;border:5px solid #fff}
.svc__body h3{margin-bottom:10px;padding-right:56px}
.svc__body p{font-size:15.2px;margin-bottom:20px;flex:1}
.svc:nth-child(even) .svc__icon{background:var(--blue);color:#fff}

/* ---------- Bento products ---------- */
.bento{display:grid;grid-template-columns:repeat(4,1fr);grid-auto-rows:230px;gap:18px}
.tile{position:relative;border-radius:24px;overflow:hidden;display:block;color:#fff}
.tile:first-child{grid-column:span 2;grid-row:span 2;border-radius:24px 24px 24px 160px}
.tile img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform .8s}
.tile:hover img{transform:scale(1.07)}
.tile::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(30,43,54,0) 35%,rgba(30,43,54,.88))}
.tile__txt{position:absolute;left:22px;right:22px;bottom:18px;z-index:1}
.tile:first-child .tile__txt{left:auto;right:32px;bottom:28px;text-align:right;max-width:70%}
.tile__txt small{display:inline-block;font-size:12px;font-weight:700;background:rgba(255,255,255,.18);backdrop-filter:blur(6px);padding:3px 10px;border-radius:99px;margin-bottom:8px}
.tile__txt h3{color:#fff;font-size:1.12rem}
.tile:first-child .tile__txt h3{font-size:1.7rem}
.tile:first-child .tile__txt p{font-size:14.5px;opacity:.9;margin-top:6px}
@media (max-width:991px){.bento{grid-template-columns:repeat(2,1fr);grid-auto-rows:190px}.tile:first-child{grid-row:span 1;border-radius:24px 24px 24px 90px}.tile:first-child .tile__txt p{display:none}.tile:first-child .tile__txt h3{font-size:1.3rem}}
@media (max-width:420px){.bento{grid-auto-rows:160px;gap:12px}.tile__txt{left:14px;right:14px;bottom:12px}.tile__txt h3{font-size:.98rem}}

/* ---------- Steps ---------- */
.steps{list-style:none;display:grid;gap:8px;margin-top:10px;counter-reset:st}
.steps li{display:grid;grid-template-columns:54px 1fr;gap:18px;padding:18px 0;border-bottom:1px dashed #c8d6e3;counter-increment:st}
.steps li:last-child{border-bottom:0}
.steps li::before{content:counter(st);width:54px;height:54px;border-radius:50%;display:grid;place-items:center;font-family:var(--f-head);font-weight:700;font-size:1.2rem;color:var(--ink);background:#fff;border:2px solid var(--green)}
.steps li:nth-child(even)::before{border-color:var(--blue)}
.steps h3{font-size:1.12rem;margin-bottom:4px}
.steps p{font-size:15px}

/* ---------- Features ---------- */
.feat{background:#fff;border-radius:22px;padding:30px 28px;border:1px solid var(--line);transition:border-color .3s}
.feat:hover{border-color:var(--blue)}
.feat i{width:56px;height:56px;border-radius:18px 18px 18px 4px;display:grid;place-items:center;background:var(--mist);color:var(--blue);font-size:22px;margin-bottom:20px}
.feat:nth-child(even) i{background:var(--leaf);color:var(--green-d)}
.feat h3{margin-bottom:8px;font-size:1.15rem}
.feat p{font-size:15px}
.why{display:grid;grid-template-columns:1fr 1fr;gap:26px 30px;margin-top:30px}
.why>div{display:grid;grid-template-columns:48px 1fr;gap:14px}
.why i{width:48px;height:48px;border-radius:50%;background:var(--mist);color:var(--blue);display:grid;place-items:center;font-size:18px}
.why>div:nth-child(2n) i{background:var(--leaf);color:var(--green-d)}
.why h3{font-size:1.05rem;margin-bottom:4px}
.why p{font-size:14.5px}
@media (max-width:576px){.why{grid-template-columns:1fr}}

/* ---------- CTA band ---------- */
.cta-band{position:relative;overflow:hidden;color:#fff;border-radius:34px;padding:74px 64px;isolation:isolate}
.cta-band>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.cta-band::before{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(30,43,54,.95) 25%,rgba(26,93,147,.78) 65%,rgba(36,119,185,.35));z-index:-1}
.cta-band::after{content:"";position:absolute;width:380px;aspect-ratio:1;right:-90px;top:50%;transform:translateY(-50%);border-radius:50%;background:var(--ring);-webkit-mask:radial-gradient(farthest-side,transparent calc(100% - 20px),#000 calc(100% - 19px));mask:radial-gradient(farthest-side,transparent calc(100% - 20px),#000 calc(100% - 19px));opacity:.85;z-index:-1}
.cta-band h2{color:#fff;font-size:clamp(1.5rem,2.6vw,2.4rem);margin-bottom:12px}
.cta-band p{max-width:620px;color:#d6e2ec;margin-bottom:28px}
.cta-band .fine{font-size:12.5px;color:#aebfcd;margin:22px 0 0}
@media (max-width:768px){.cta-band{padding:48px 26px;border-radius:24px}.cta-band::after{width:220px;right:-110px}}

/* ---------- Blog cards ---------- */
.post{display:flex;flex-direction:column;background:#fff;border-radius:24px;border:1px solid var(--line);overflow:hidden;transition:box-shadow .3s,transform .3s}
.post:hover{box-shadow:var(--shadow);transform:translateY(-4px)}
.post__img{aspect-ratio:16/10;overflow:hidden;position:relative;display:block}
.post__img img{width:100%;height:100%;object-fit:cover;transition:transform .8s}
.post:hover .post__img img{transform:scale(1.06)}
.post__cat{position:absolute;left:16px;top:16px;background:#fff;color:var(--ink);font-size:12.5px;font-weight:700;padding:5px 12px;border-radius:99px}
.post__body{padding:24px 26px 28px;display:flex;flex-direction:column;flex:1}
.post__meta{display:flex;gap:16px;font-size:13px;color:var(--ink-3);margin-bottom:10px;flex-wrap:wrap}
.post__meta i{color:var(--green-d);margin-right:5px}
.post__body h3{font-size:1.2rem;margin-bottom:10px}
.post__body h3 a{color:var(--ink)}
.post__body h3 a:hover{color:var(--blue)}
.post__body p{font-size:15px;margin-bottom:18px;flex:1}
.pager{display:flex;gap:8px;justify-content:center;margin-top:50px;flex-wrap:wrap}
.pager a,.pager span{min-width:44px;height:44px;padding:0 14px;border-radius:12px;border:1px solid var(--line);display:grid;place-items:center;font-weight:650;color:var(--ink);background:#fff}
.pager .is-current{background:var(--blue);border-color:var(--blue);color:#fff}
.pager a:hover{border-color:var(--blue);color:var(--blue)}

/* ---------- AMC marquee ---------- */
.amc-wrap{overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent);mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent);padding:6px 0}
.amc-track{display:flex;width:max-content;animation:marq 55s linear infinite}
.amc-wrap:hover .amc-track{animation-play-state:paused}
.amc-track+.amc-track{margin-top:18px;animation-direction:reverse}
@keyframes marq{to{transform:translateX(-50%)}}
.amc{width:200px;height:100px;margin-right:18px;background:#fff;border:1px solid var(--line);border-radius:18px;display:grid;place-items:center;padding:14px 18px;flex:none}
.amc img{display:none;max-height:62px;max-width:100%;object-fit:contain}
.amc span{display:block;font-family:var(--f-head);font-weight:650;color:var(--ink);text-align:center;font-size:15px;line-height:1.25}
.amc.hasimg img{display:block}
.amc.hasimg span{display:none}
.amc-note{text-align:center;font-size:12.5px;color:var(--ink-3);margin-top:22px}

/* ---------- Page hero ---------- */
.page-hero{position:relative;background:var(--ink);overflow:hidden;padding:96px 0 90px;isolation:isolate}
.page-hero>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.page-hero::before{content:"";position:absolute;inset:0;background:linear-gradient(95deg,rgba(30,43,54,.96) 32%,rgba(30,43,54,.72) 62%,rgba(26,93,147,.45));z-index:-1}
.page-hero::after{content:"";position:absolute;width:440px;aspect-ratio:1;right:-110px;top:50%;transform:translateY(-50%);border-radius:50%;background:var(--ring);-webkit-mask:radial-gradient(farthest-side,transparent calc(100% - 18px),#000 calc(100% - 17px));mask:radial-gradient(farthest-side,transparent calc(100% - 18px),#000 calc(100% - 17px));z-index:-1}
.page-hero h1{color:#fff;font-size:clamp(1.8rem,3.5vw,3.1rem);margin-bottom:14px;letter-spacing:-.02em}
.page-hero p{color:#d3dfea;max-width:640px;font-size:1.06rem}
.crumbs{display:flex;flex-wrap:wrap;gap:10px;align-items:center;font-size:14px;color:#c9d6e2;margin-top:22px;list-style:none}
.crumbs a{color:var(--green)}
.crumbs li+li::before{content:"/";margin-right:10px;opacity:.5}
@media (max-width:768px){.page-hero{padding:64px 0 60px}.page-hero::after{width:240px;right:-120px}}
@media (max-width:576px){.page-hero::after{width:180px;right:-110px;opacity:.55}}

/* ---------- Product cards ---------- */
.prod{background:#fff;border-radius:26px;border:1px solid var(--line);overflow:hidden;display:flex;flex-direction:column;transition:box-shadow .3s}
.prod:hover{box-shadow:var(--shadow)}
.prod__img{position:relative;aspect-ratio:16/11;overflow:hidden}
.prod__img img{width:100%;height:100%;object-fit:cover;transition:transform .8s}
.prod:hover .prod__img img{transform:scale(1.05)}
.prod__cat{position:absolute;left:16px;bottom:16px;font-size:12.5px;font-weight:700;padding:5px 12px;border-radius:99px;background:#fff;color:var(--ink)}
.prod__cat.c-mf{background:var(--blue);color:#fff}
.prod__cat.c-ins{background:var(--green);color:var(--ink)}
.prod__body{padding:26px 28px 28px;display:flex;flex-direction:column;flex:1}
.prod__body h3{margin-bottom:10px}
.prod__body p{font-size:15px}
.prod__body .checks{margin:16px 0 24px;gap:9px;font-size:14.5px;flex:1}
.prod__body .checks li::before{width:20px;height:20px;font-size:9px}

/* ---------- Timeline ---------- */
.tl{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;position:relative;list-style:none}
.tl::before{content:"";position:absolute;left:0;right:0;top:27px;height:2px;background:repeating-linear-gradient(90deg,var(--blue) 0 10px,transparent 10px 18px)}
.tl li{position:relative;padding-top:74px}
.tl li::before{content:"";position:absolute;top:10px;left:0;width:36px;height:36px;border-radius:50%;background:#fff;border:9px solid var(--green)}
.tl li:nth-child(even)::before{border-color:var(--blue)}
.tl strong{font-family:var(--f-head);font-size:1.6rem;color:var(--ink);display:block;line-height:1.1;margin-bottom:8px}
.tl h3{font-size:1.05rem;margin-bottom:6px}
.tl p{font-size:14.8px}
@media (max-width:991px){.tl{grid-template-columns:1fr 1fr;gap:34px 24px}.tl::before{display:none}}
@media (max-width:520px){.tl{grid-template-columns:1fr}}

/* ---------- Founder ---------- */
.founder{display:grid;grid-template-columns:360px 1fr;gap:60px;align-items:center}
.founder__photo{position:relative;aspect-ratio:1;border-radius:50%;display:grid;place-items:center}
.founder__photo::before{content:"";position:absolute;inset:0;border-radius:50%;background:var(--ring);-webkit-mask:radial-gradient(farthest-side,transparent calc(100% - 18px),#000 calc(100% - 17px));mask:radial-gradient(farthest-side,transparent calc(100% - 18px),#000 calc(100% - 17px))}
.founder__photo img{width:calc(100% - 50px);aspect-ratio:1;border-radius:50%;object-fit:cover;object-position:50% 16%;box-shadow:var(--shadow-s)}
.founder__photo figcaption{position:absolute;bottom:-6px;left:50%;transform:translateX(-50%);background:#fff;border-radius:999px;padding:7px 20px;font-size:13px;font-weight:700;color:var(--ink);box-shadow:var(--shadow-s);white-space:nowrap}
.founder h2{font-size:clamp(1.6rem,2.6vw,2.4rem)}
.founder .role{color:var(--green-d);font-weight:700;margin:6px 0 18px}
.owner-card{display:flex;gap:18px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:22px;padding:16px 22px 16px 16px;margin-top:28px}
.owner-card img{width:76px;height:76px;border-radius:50%;object-fit:cover;object-position:50% 15%;flex:none;border:3px solid var(--leaf)}
.owner-card b{display:block;font-family:var(--f-head);color:var(--ink);font-size:1.05rem}
.owner-card span{font-size:14px;color:var(--ink-3)}
@media (max-width:860px){.founder{grid-template-columns:1fr;gap:34px}.founder__photo{width:260px;margin:0 auto}}

/* ---------- Tables ---------- */
.tbl-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:18px;margin:18px 0;-webkit-overflow-scrolling:touch}
table{width:100%;border-collapse:collapse;font-size:15px;min-width:560px}
th,td{padding:14px 18px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--mist);font-family:var(--f-head);color:var(--ink);font-weight:650}
tr:last-child td{border-bottom:0}
.kv td:first-child{font-weight:700;color:var(--ink);width:38%}

/* ---------- FAQ ---------- */
.faq{display:grid;gap:14px;max-width:900px;margin:0 auto}
.faq-item{background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden}
.faq-q{width:100%;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:20px 24px;background:none;border:0;font-family:var(--f-head);font-size:1.07rem;font-weight:650;color:var(--ink);text-align:left;cursor:pointer}
.faq-q i{width:32px;height:32px;border-radius:50%;background:var(--mist);color:var(--blue);display:grid;place-items:center;font-size:12px;flex:none;transition:transform .3s,background .3s}
.faq-item.open .faq-q i{transform:rotate(45deg);background:var(--green);color:var(--ink)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .35s ease}
.faq-a p{padding:0 24px 22px;font-size:15.3px}

/* ---------- Mini strip ---------- */
.mini{display:flex;gap:14px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:18px;padding:10px 18px 10px 10px;color:var(--ink);font-weight:650;transition:border-color .3s}
.mini:hover{border-color:var(--blue);color:var(--blue)}
.mini img{width:64px;height:64px;border-radius:14px 14px 14px 32px;object-fit:cover;flex:none}

/* ---------- Forms ---------- */
.info-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:28px 26px;display:flex;flex-direction:column;gap:6px}
.info-card i{width:52px;height:52px;border-radius:50%;background:var(--mist);color:var(--blue);display:grid;place-items:center;font-size:19px;margin-bottom:12px}
.info-card:nth-child(even) i{background:var(--leaf);color:var(--green-d)}
.info-card h3{font-size:1.1rem}
.info-card a,.info-card p{color:var(--ink-2);font-size:15px;word-break:break-word}
.info-card a:hover{color:var(--blue)}
.form{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.form .full{grid-column:1/-1}
.form label{display:block;font-size:14px;font-weight:650;color:var(--ink);margin-bottom:7px}
.form input,.form select,.form textarea{width:100%;padding:14px 16px;border:1.5px solid var(--line);border-radius:14px;font:inherit;font-size:15px;color:var(--ink);background:#fff;transition:border-color .25s}
.form input:focus,.form select:focus,.form textarea:focus{outline:0;border-color:var(--blue)}
.form input[aria-invalid="true"],.form textarea[aria-invalid="true"]{border-color:var(--err)}
.form textarea{min-height:130px;resize:vertical}
.form .consent{display:flex;gap:12px;align-items:flex-start;font-size:13.5px;color:var(--ink-3);font-weight:400}
.form .consent input{width:18px;height:18px;margin-top:3px;flex:none;accent-color:var(--blue)}
.form .hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.form-card{background:#fff;border:1px solid var(--line);border-radius:28px;padding:40px;box-shadow:var(--shadow-s)}
.form-card h2{font-size:clamp(1.4rem,2.2vw,2rem);margin-bottom:8px}
.form-card>p{margin-bottom:26px}
.alert{display:flex;gap:14px;align-items:flex-start;border-radius:16px;padding:16px 20px;margin-bottom:24px;font-size:15px;line-height:1.6}
.alert i{font-size:18px;margin-top:2px}
.alert--ok{background:var(--leaf);color:#33501a;border-left:5px solid var(--green)}
.alert--ok i{color:var(--green-d)}
.alert--err{background:#fdeeec;color:#7c2a21;border-left:5px solid var(--err)}
.alert--err i{color:var(--err)}
.alert ul{margin:6px 0 0 18px}
@media (max-width:640px){.form{grid-template-columns:1fr}.form-card{padding:26px 20px}}
.map{line-height:0}
.map iframe{width:100%;height:480px;border:0;display:block;filter:saturate(.9)}
@media (max-width:640px){.map iframe{height:360px}}

/* ---------- Link cards ---------- */
.lgroup+.lgroup{margin-top:56px}
.lgroup h2{font-size:1.5rem;margin-bottom:22px;display:flex;align-items:center;gap:12px}
.lcard{display:flex;gap:16px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px;color:var(--ink-2);transition:border-color .3s,transform .3s}
.lcard:hover{border-color:var(--blue);transform:translateY(-3px)}
.lcard i.ic{width:48px;height:48px;border-radius:14px;background:var(--mist);color:var(--blue);display:grid;place-items:center;font-size:18px;flex:none}
.lcard b{display:block;color:var(--ink);font-family:var(--f-head);font-size:1.05rem;margin-bottom:3px}
.lcard span{font-size:14px;line-height:1.5;display:block}
.lcard .ext{margin-left:auto;color:var(--ink-3);font-size:12px;padding-top:4px}

/* ---------- Policy pages ---------- */
.policy{padding:80px 0 90px}
.policy .wrap{width:85%}
.policy h2{font-size:1.45rem;margin:40px 0 14px;display:flex;align-items:center;gap:12px}
.policy h2:first-of-type{margin-top:0}
.policy h3{font-size:1.12rem;margin:24px 0 10px}
.policy p{margin-bottom:12px}
.policy p+p{margin-top:0}
.policy ul,.policy ol{padding-left:24px;margin:10px 0 16px}
.policy li{margin-bottom:8px}
.policy li::marker{color:var(--blue)}
.updated{display:inline-flex;gap:10px;align-items:center;background:var(--mist);color:var(--blue-d);font-weight:600;font-size:14px;padding:8px 16px;border-radius:99px;margin-bottom:34px}
.note{background:var(--leaf);border-left:5px solid var(--green);padding:20px 24px;border-radius:14px;margin:22px 0;color:var(--ink)}
.note--blue{background:var(--mist);border-color:var(--blue)}
.note b{color:var(--ink)}
@media (max-width:576px){.policy .wrap{width:90%}.policy{padding:56px 0 70px}}

/* ---------- Grievance ---------- */
.gcard{display:grid;grid-template-columns:auto 1fr;gap:26px;align-items:center;background:var(--ink);color:#d6e2ec;border-radius:26px;padding:34px 36px;margin:10px 0 30px;position:relative;overflow:hidden}
.gcard::after{content:"";position:absolute;width:260px;aspect-ratio:1;right:-90px;bottom:-120px;border-radius:50%;background:var(--ring);-webkit-mask:radial-gradient(farthest-side,transparent calc(100% - 14px),#000 calc(100% - 13px));mask:radial-gradient(farthest-side,transparent calc(100% - 14px),#000 calc(100% - 13px));opacity:.8}
.gcard>i{width:74px;height:74px;border-radius:50%;background:var(--green);color:var(--ink);display:grid;place-items:center;font-size:28px}
.gcard>div{position:relative;z-index:1}
.gcard h3{color:#fff;font-size:1.3rem;margin-bottom:8px}
.gcard a{color:#fff;font-weight:700}
.gcard a:hover{color:var(--green)}
.gcard .row{display:flex;flex-wrap:wrap;gap:8px 28px}
@media (max-width:640px){.gcard{grid-template-columns:1fr;padding:28px 22px}}

/* ---------- Article ---------- */
.article{width:min(860px,90%);margin:0 auto;padding:70px 0 40px}
.article__hero{border-radius:28px 28px 28px 140px;overflow:hidden;aspect-ratio:16/8;margin-bottom:38px}
.article__hero img{width:100%;height:100%;object-fit:cover}
.article__meta{display:flex;flex-wrap:wrap;gap:10px 22px;font-size:14px;color:var(--ink-3);margin-bottom:28px}
.article__meta i{color:var(--green-d);margin-right:6px}
.article h2{font-size:1.5rem;margin:38px 0 14px}
.article h3{font-size:1.2rem;margin:26px 0 10px}
.article p{font-size:1.06rem;line-height:1.8;margin-bottom:16px}
.article p+p{margin-top:0}
.article ul,.article ol{padding-left:24px;margin:8px 0 18px;font-size:1.04rem}
.article li{margin-bottom:9px}
.article li::marker{color:var(--blue)}
.article .lead{font-size:1.2rem;color:var(--ink);line-height:1.7}
.article img{border-radius:18px;margin:20px 0}
.article blockquote{border-left:5px solid var(--green);background:var(--leaf);padding:18px 24px;border-radius:12px;margin:22px 0;color:var(--ink)}
.share{display:flex;gap:10px;align-items:center;margin:34px 0 0;flex-wrap:wrap}
.share span{font-weight:700;color:var(--ink)}
.share a{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:var(--mist);color:var(--blue)}
.share a:hover{background:var(--blue);color:#fff}
@media (max-width:576px){.article__hero{border-radius:20px 20px 20px 70px}.article{padding-top:48px}}

/* ---------- Calculators ---------- */
.calc-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:34px;align-items:start}
@media (max-width:991px){.calc-grid{grid-template-columns:1fr;gap:24px}}
.calc-card{background:#fff;border:1px solid var(--line);border-radius:26px;padding:32px;box-shadow:var(--shadow-s)}
.calc-card h2{font-size:1.3rem;margin-bottom:22px;display:flex;align-items:center;gap:12px}
.calc-field{margin-bottom:24px}
.calc-field:last-child{margin-bottom:0}
.calc-field__top{display:flex;justify-content:space-between;align-items:center;gap:14px;margin-bottom:10px}
.calc-field label{font-size:14.5px;font-weight:650;color:var(--ink)}
.calc-field .val{display:flex;align-items:center;gap:4px;background:var(--mist);border:1.5px solid var(--line);border-radius:12px;padding:6px 12px;font-weight:700;color:var(--blue-d);min-width:120px;justify-content:flex-end}
.calc-field .val span{font-size:14px}
.calc-field .val input{width:88px;border:0;background:transparent;font:700 15px var(--f-body);color:var(--blue-d);text-align:right;padding:0;-moz-appearance:textfield}
.calc-field .val input::-webkit-outer-spin-button,.calc-field .val input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}
.calc-field .val input:focus{outline:0}
.calc-field input[type=range]{width:100%;height:6px;border-radius:99px;background:linear-gradient(90deg,var(--blue) var(--pct,40%),#dde6ef var(--pct,40%));appearance:none;-webkit-appearance:none;cursor:pointer}
.calc-field input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;background:#fff;border:5px solid var(--blue);box-shadow:0 2px 6px rgba(0,0,0,.2);cursor:pointer}
.calc-field input[type=range]::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:#fff;border:5px solid var(--blue);box-shadow:0 2px 6px rgba(0,0,0,.2);cursor:pointer;box-sizing:border-box}
.calc-field .hint{font-size:12.5px;color:var(--ink-3);margin-top:6px;display:block}
.calc-field .err{font-size:12.5px;color:var(--err);margin-top:6px;display:none}
.calc-field.has-err .err{display:block}
.calc-field.has-err .val{border-color:var(--err)}
.calc-select{width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:12px;font:inherit;font-size:15px;color:var(--ink);background:#fff}

.calc-out{background:var(--ink);color:#d6e2ec;border-radius:26px;padding:32px;position:relative;overflow:hidden}
.calc-out::after{content:"";position:absolute;width:300px;aspect-ratio:1;right:-130px;top:-130px;border-radius:50%;background:var(--ring);-webkit-mask:radial-gradient(farthest-side,transparent calc(100% - 16px),#000 calc(100% - 15px));mask:radial-gradient(farthest-side,transparent calc(100% - 16px),#000 calc(100% - 15px));opacity:.75}
.calc-out>*{position:relative;z-index:1}
.calc-out h3{color:#fff;font-size:1.1rem;margin-bottom:18px}
.calc-hero{margin-bottom:24px}
.calc-hero span{display:block;font-size:13.5px;color:#9db0c2;margin-bottom:4px}
.calc-hero strong{font-family:var(--f-head);font-size:clamp(1.9rem,4.4vw,2.7rem);color:#fff;line-height:1.1;display:block;word-break:break-word}
.calc-rows{display:grid;gap:2px;border-radius:16px;overflow:hidden}
.calc-rows div{display:flex;justify-content:space-between;gap:14px;background:rgba(255,255,255,.07);padding:13px 18px;font-size:14.6px}
.calc-rows div b{color:#fff;font-weight:700;white-space:nowrap}
.calc-rows div.hi{background:var(--green);color:var(--ink)}
.calc-rows div.hi b{color:var(--ink)}
.calc-donut{display:flex;gap:22px;align-items:center;margin:24px 0 6px;flex-wrap:wrap}
.donut{width:132px;height:132px;border-radius:50%;flex:none;background:conic-gradient(var(--blue) 0 var(--p,50%),var(--green) var(--p,50%) 100%);display:grid;place-items:center;transition:background .4s}
.donut::after{content:"";width:86px;height:86px;border-radius:50%;background:var(--ink)}
.donut-legend{display:grid;gap:10px;font-size:14px}
.donut-legend i{width:12px;height:12px;border-radius:4px;display:inline-block;margin-right:9px}
.donut-legend .d1{background:var(--blue)}
.donut-legend .d2{background:var(--green)}
.donut-legend b{display:block;color:#fff;font-size:15.5px}
.calc-foot{font-size:12.5px;color:#9db0c2;margin-top:20px;line-height:1.6}
.calc-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:22px}
.calc-table{margin-top:14px}
.calc-table table{min-width:640px;font-size:14.2px}
.calc-table td{white-space:nowrap}
.calc-table th:first-child,.calc-table td:first-child{position:sticky;left:0;background:#fff}
.calc-table th:first-child{background:var(--mist)}
.calc-toggle{background:none;border:0;color:var(--blue);font-weight:700;cursor:pointer;display:inline-flex;gap:8px;align-items:center;font-size:15px;padding:6px 0}
.calc-toggle i{transition:transform .3s}
.calc-toggle[aria-expanded=true] i{transform:rotate(180deg)}
.calc-hidden{display:none}
.calc-tiles{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:20px}
.ctile{display:flex;gap:14px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:20px;padding:16px;transition:transform .3s,border-color .3s;color:var(--ink-2)}
.ctile:hover{transform:translateY(-4px);border-color:var(--blue)}
.ctile i{width:52px;height:52px;border-radius:16px 16px 16px 4px;background:var(--mist);color:var(--blue);display:grid;place-items:center;font-size:20px;flex:none}
.ctile:nth-child(even) i{background:var(--leaf);color:var(--green-d)}
.ctile b{display:block;color:var(--ink);font-family:var(--f-head);font-size:1.02rem;line-height:1.25}
.ctile span{font-size:13.2px;line-height:1.45;display:block;margin-top:3px}
@media (max-width:576px){.calc-card,.calc-out{padding:22px 18px;border-radius:20px}.calc-field .val{min-width:104px;padding:5px 10px}.calc-field .val input{width:72px;font-size:14px}}

/* ---------- Footer ---------- */
.footer{background:var(--ink);color:#b9c6d2;padding-top:84px;font-size:15px}
.footer__grid{display:grid;grid-template-columns:1.45fr 1fr 1.1fr 1.15fr 1.4fr;gap:40px}
.footer__logo{background:#fff;border-radius:20px 20px 20px 50px;padding:16px 22px;display:inline-block;margin-bottom:22px}
.footer__logo img{height:62px;width:auto}
.footer h4{color:#fff;font-size:1.12rem;margin-bottom:20px;display:flex;align-items:center;gap:10px}
.footer h4::before{content:"";width:16px;height:16px;border-radius:50%;background:var(--ring);-webkit-mask:radial-gradient(farthest-side,transparent calc(100% - 4px),#000 calc(100% - 3px));mask:radial-gradient(farthest-side,transparent calc(100% - 4px),#000 calc(100% - 3px))}
.footer ul{list-style:none;display:grid;gap:10px}
.footer a{color:#b9c6d2}
.footer a:hover{color:var(--green)}
.footer .reg{margin-top:16px;font-size:13.5px;line-height:1.6;color:#d4dee7}
.footer .reg b{color:#fff}
.fcontact li{display:grid;grid-template-columns:22px 1fr;gap:10px;line-height:1.55}
.fcontact i{color:var(--green);margin-top:5px;font-size:14px}
.griev{margin-top:52px;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.12);border-radius:20px;padding:20px 26px;display:flex;flex-wrap:wrap;gap:14px 30px;align-items:center;justify-content:space-between}
.griev strong{color:#fff;font-family:var(--f-head);font-size:1.08rem;display:flex;gap:10px;align-items:center}
.griev strong i{color:var(--green)}
.griev .gl{display:flex;flex-wrap:wrap;gap:10px 26px}
.griev .gl a{color:#fff;display:inline-flex;gap:8px;align-items:center}
.griev .gl a i{color:var(--green)}
.griev .gl a:hover{color:var(--green)}
.footer__risk{border-top:1px solid rgba(255,255,255,.1);margin-top:34px;padding:30px 0 36px;font-size:15.5px;line-height:1.85;color:#b3c2cf}
.footer__risk b{color:#dfe7ee}
.copy{background:#16212B;padding:18px 0;font-size:14px;color:#9fb0bf}
.copy .wrap{display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px 20px}
.copy a{color:var(--green);font-weight:600}
@media (max-width:1200px){.footer__grid{grid-template-columns:repeat(3,1fr)}}
@media (max-width:768px){.footer__grid{grid-template-columns:1fr 1fr;gap:34px 24px}.footer__brand,.fcol-contact{grid-column:1/-1}.copy .wrap{justify-content:center;text-align:center}.footer__risk{font-size:14.5px}}
@media (max-width:420px){.footer__grid{grid-template-columns:1fr}.footer__logo img{height:52px}}

/* ---------- Floating buttons ---------- */
.float-l{position:fixed;left:18px;bottom:22px;z-index:900;display:grid;gap:12px}
.float-l a{width:54px;height:54px;border-radius:50%;display:grid;place-items:center;color:#fff;font-size:23px;box-shadow:0 10px 24px -8px rgba(0,0,0,.4);transition:transform .25s;position:relative}
.float-l a:hover{transform:scale(1.08);color:#fff}
.fl-wa{background:#25D366}
.fl-call{background:var(--blue)}
.fl-wa::after{content:"";position:absolute;inset:0;border-radius:50%;border:2px solid #25D366;animation:pulse 2.4s ease-out infinite}
@keyframes pulse{0%{transform:scale(1);opacity:.8}100%{transform:scale(1.55);opacity:0}}
.to-top{position:fixed;right:18px;bottom:22px;z-index:900;width:50px;height:50px;border-radius:16px;border:0;background:var(--ink);color:#fff;font-size:17px;cursor:pointer;opacity:0;visibility:hidden;transform:translateY(12px);transition:.3s;box-shadow:0 10px 24px -8px rgba(0,0,0,.45)}
.to-top.show{opacity:1;visibility:visible;transform:none}
.to-top:hover{background:var(--green);color:var(--ink)}
@media (max-width:576px){.float-l{left:12px;bottom:16px;gap:10px}.float-l a{width:48px;height:48px;font-size:20px}.to-top{right:12px;bottom:16px;width:44px;height:44px}}

/* ---------- Modals ---------- */
.modal{position:fixed;inset:0;z-index:4000;display:none;align-items:center;justify-content:center;padding:16px;background:rgba(30,43,54,.65);backdrop-filter:blur(3px)}
.modal.show{display:flex}
.modal__box{background:#fff;border-radius:26px;max-width:580px;width:100%;max-height:calc(100vh - 32px);max-height:calc(100dvh - 32px);overflow-y:auto;-webkit-overflow-scrolling:touch;overscroll-behavior:contain;padding:40px 34px 30px;position:relative;animation:pop .35s ease}
@keyframes pop{from{transform:translateY(16px) scale(.98);opacity:0}}
.modal__close{position:absolute;top:14px;right:14px;width:40px;height:40px;border-radius:50%;border:1px solid var(--line);background:#fff;color:var(--ink);font-size:17px;cursor:pointer;transition:.25s;z-index:3}
.modal__close:hover{background:var(--ink);color:#fff}
.modal__icon{width:58px;height:58px;border-radius:50%;background:var(--leaf);color:var(--green-d);display:grid;place-items:center;font-size:22px;margin-bottom:18px}
.modal h2{font-size:1.5rem;margin-bottom:14px;padding-right:36px}
.modal ul{padding-left:20px;margin:0 0 24px;font-size:14.8px}
.modal li{margin-bottom:9px}
.modal li::marker{color:var(--blue)}
.modal .btns .btn{flex:1;padding:13px 18px}
@media (max-width:480px){.modal__box{padding:34px 20px 22px;border-radius:20px}.modal h2{font-size:1.3rem}.modal .btns{flex-direction:column}}

/* promo popup */
.promo__box{padding:0;max-width:620px;overflow-x:hidden}
.promo__img{aspect-ratio:16/9;overflow:hidden;border-radius:26px 26px 0 0;position:relative;background:var(--mist)}
.promo__img img{width:100%;height:100%;object-fit:cover}
.promo__img::after{content:"";position:absolute;width:190px;aspect-ratio:1;left:-70px;bottom:-95px;border-radius:50%;background:var(--ring);-webkit-mask:radial-gradient(farthest-side,transparent calc(100% - 14px),#000 calc(100% - 13px));mask:radial-gradient(farthest-side,transparent calc(100% - 14px),#000 calc(100% - 13px))}
.promo__close{background:rgba(255,255,255,.9);border-color:transparent}
.promo__body{padding:30px 34px 28px;text-align:center}
.promo__body h2{font-size:clamp(1.4rem,2.6vw,1.9rem);margin-bottom:12px;padding:0}
.promo__body>p{color:var(--ink-2);font-size:15.5px;max-width:500px;margin:0 auto 24px}
.promo__body .btns{justify-content:center}
.promo__body .btns .btn{flex:0 1 auto}
.promo__body>p.promo__fine{font-size:12px;color:var(--ink-3);margin:18px auto 0}
@media (max-width:480px){.promo__body{padding:24px 20px 22px}.promo__body .btns{flex-direction:column}.promo__img{border-radius:20px 20px 0 0}}

/* ---------- Utilities ---------- */
.mt-40{margin-top:40px}
.center{text-align:center}
.small{font-size:13.5px;color:var(--ink-3)}
.disc-box{background:var(--mist);border-radius:18px;padding:22px 26px;font-size:14px;color:var(--ink-2);margin-top:40px}
.disc-box b{color:var(--ink)}
.empty{background:#fff;border:1px dashed var(--line);border-radius:20px;padding:50px 24px;text-align:center;color:var(--ink-3)}
.empty i{font-size:34px;color:var(--blue);margin-bottom:14px;display:block}

@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important;scroll-behavior:auto!important}
  .amc-track,.ticker-track{animation:none!important}
  .amc-wrap,.ticker{overflow-x:auto}
}
